Now for
the worst and MOST FUN wagers on the table. Proposition bets. You can memorize
this page if you wish, but when it comes to the proposition bets;
"Know the payoffs on bets you're making, and make only bets
that you know the payoffs!"
For no
other reason, by the time you're finished with this page, you will have a higher
appreciation for dealers, because keeping track of proposition bets for eight hours would
be a bear.
With some prop
bets, I'll be able to provide some shortcuts, on others only memorization will do.
So, in no particular order:
C
& E
If
you're going to place a C & E bet, make it easy on yourself AND the dealers, by
placing equal amounts on both the C and E. Given equal amounts for each bet, the
formula for payoff is three times the TOTAL C & E bet if craps (2,3,12) is rolled, or
seven times the TOTAL C & E bet if 11 is rolled.
Total C & E
Bet Amount 
Craps Payoff
(3 x total wagered) 
Eleven Payoff
(7 x total wagered) 



$2 (one
dollar each C & E) 
$6 
$14 
$4 
$12 
$28 
So how
do most players figure out the payoff? They do it rather stupidly. If a craps
rolled with a $2 C & E bet, they would say craps pays 7 to 1, minus the $1 lost on the
eleven portion of the wager, for a total of $6. If the 11 had rolled, they would
calculate $1 times 15 to 1, minus the $1 lost for the craps portion of the wager for a
total of $14.
The stupid way seems simple enough, right? How about if you parlayed
that $2 C & E win on the eleven? You're paid $14 and up with the original $2,
for a total of a $16 C & E bet. NOW, what's the payoff if the 11 hits again?
Using
the shortcut: $16 x 7 = (10 x 7) + (6 x 7) = $112
or the
stupid way: $8 x 15 = (8 x 10) + (8 x 5) = 120  $8 = $112
How to figure out payoff is up to you, I
prefer the shortcut.
2
or 12 / 3 or 11
Individually,
these prop bets pay either 15 to 1 or 30 to 1. The fact is, you're gonna have to do
some math or some serious memorization:
Amount Wagered 
2
or 12 Payoff
Formula = 3
times wager & add a 0 
3
or 11 Payoff
Formula =
11/2 times wager & add a 0 
$1 
$30
(3 x 1 = 3 add 0 for 30) 
$15
(1.5 x 1 = 1.50 add 0 for $15) 
$2 
$60 
$30 
$3 
$90 
$45 
$4 
$120 
$60 
$5 
$150 
$75 
2 and
12 are easy, whereas many people get confused with 3 and 11 when the wagers get larger.
Horn
Bets
Horn
bet calculations are not too bad. Since there are two different payoff structures
(15:1 and 30:1), there are two formulas. Though some casinos will allow you to make
horn bets in increments OTHER than $4, I'd recommend keeping to the norm, sticking to
increments of $4.
Amount Wagered 
2
or 12 Payoff
Formula =
7 times wagered amount  (wagered amount / 4) 
3
or 11 Payoff
Formula =
3 times wagered amount 
$4 
$27 (7 x 4)  ($4 / 4) 
$12 (3 x $4) 
$8 
$54 (7 x 8)  ($8 / 4) 
$24 
$12 
$81 
$36 
$16 
$108 
$48 
$20 
$135 
$60 
You
could also remember horn bets this way. If you think of every increment of $4 as a
unit on the horn, you could then multiply $27 times the number of units if the 2 or 12
hits or $12 times the number of units if the 3 or 11 hit.
Horn
High Bets
If you don't already know what it is, a
"Horn High" bet is a horn bet, with an additional wager on a specific horn
number. So a "$5 Horn High Yo" is horn bet with $1 each on 2,12, and 3 and
$2 on the eleven. You can also have "Horn High AceDuece", "Horn High
12" or "Horn High Aces". Frankly, I think most people who make Horn
High bets haven't the vaguest idea what they're supposed to be paid. If you're in a
sawdust joint where there are a lot of break in dealers, you'd better know the payoffs or
in all likelihood, you'll be underpaid.
Since there are four possibilities of Horn
High Bets, you get four tables:
Horn
High Yo
Amount Wagered 
If Yo,2 or
12 is rolled
Formula = 5 x wager + amount of # that was rolled 
If 3 is
rolled
Formula = 2 x wager plus amount on # that rolled 
$5 
Yo = $27 (5
x $5) + ($2 on 11)
12 or 2 = $26 (5 x $5) + ($1 on 2/12) 
$11 (2 x
$5) + $1 on 3 
$10 
Yo = $54
(5 x $10) + ($4 on 11)
12 or 2 = $52 (5 x $10) + ($2 on 2/12) 
$22 (2 x $10) + $2 on 3 
$15 
Yo = $81 (5 x $15) + ($6 on 11)
12 or 2 = $78 (5 x $15) + ($3 on 2/12) 
$33 (2 x $15) + $3 on 3 
$20 
Yo = $108 (5 x $20) + ($8 on 11)
12 or 2 = $104 (5 x $20) + ($4 on 2/12) 
$44 (2 x $20) + $4 on 3 
Beginning to have an appreciation for
dealers????
Horn
High AceDeuce
Amount Wagered 
If
AceDeuce,2 or 12 is rolled
Formula = 5 x wager + amount of # that was rolled 
If 11 is
rolled
Formula = 2 x wager plus amount on # that rolled 
$5 
Yo = $27 (5
x $5) + ($2 on 11)
12 or 2 = $26 (5 x $5) + ($1 on 2/12) 
$11 (2 x
$5) + $1 on 3 
$10 
Yo = $54
(5 x $10) + ($4 on 11)
12 or 2 = $52 (5 x $10) + ($2 on 2/12) 
$22 (2 x $10) + $2 on 3 
$15 
Yo = $81 (5 x $15) + ($6 on 11)
12 or 2 = $78 (5 x $15) + ($3 on 2/12) 
$33 (2 x $15) + $3 on 3 
$20 
Yo = $108 (5 x $20) + ($8 on 11)
12 or 2 = $104 (5 x $20) + ($4 on 2/12) 
$44 (2 x $20) + $4 on 3 
Horn High Twelve




Amount
Wagered 
If 12 is
rolled
Formula = 11 x wager + amount
on the 12 
If 3 or 11
is rolled
Formula = 2 x wager plus amount
on # that rolled 
If aces is
rolled
Formula = 5 x wager plus amount on aces 
$5 
$57 (11 x $5) +
($2 on 12) 
$11 (2 x
$5) + $1 on 3/11 
$26 (5 x
$5) + $1 on 2 
$10 
$114 (11 x $10) +
($4 on 12) 
$22 (2 x
$10) + $2 on 3/11 
$52 (5 x
$10) + $2 on 2 
$15 
$171 (11 x $15) +
($6 on 12) 
$33 (2 x
$15) + $3 on 3/11 
$78 (5 x
$15) + $3 on 2 
$20 
$228 (11 x $20) +
($8 on 12) 
$44 (2 x
$20) + $4 on 3/11 
$104 (5 x
$20) + $4 on 2 
Horn High
Aces




Amount
Wagered 
If 2 is
rolled
Formula = 11 x wager + amount on the 2 
If 3 or 11
is rolled
Formula = 2 x wager plus amount
on # that rolled 
If 12 is
rolled
Formula = 5 x wager plus amount on 12 
$5 
$57 (11 x $5) +
($2 on 2) 
$11 (2 x
$5) + $1 on 3/11 
$26 (5 x
$5) + $1 on 12 
$10 
$114 (11 x $10) +
($4 on 2) 
$22 (2 x
$10) + $2 on 3/11 
$52 (5 x
$10) + $2 on 12 
$15 
$171 (11 x $15) +
($6 on 2) 
$33 (2 x
$15) + $3 on 3/11 
$78 (5 x
$15) + $3 on 12 
$20 
$228 (11 x $20) +
($8 on 2) 
$44 (2 x
$20) + $4 on 3/11 
$104 (5 x
$20) + $4 on 12 




Whirl
Bets
Whirl bet calculations are a breeze. If
the 7 is rolled, it's a push. Otherwise:
Amount Wagered 
If AceDeuce
or 11 is rolled
Formula = 2 x wager + amount on # that was rolled 
If 2 or 12
is rolled
Formula = 5 x wager plus amount on # that rolled 
$5 
$11 (2 x $5) + ($1 on 11 or 3) 
$26 (5 x $5) + $1 on 3 
$10 
$22 (2 x $10) + ($2 on 11 or 3) 
$52(5 x $10) + $2 on 3 
$15 
$33 (2 x $15) + ($3 on 11 or 3) 
$78 (5 x $15) + $3 on 3 
$20 
$44 (2 x $20) + ($4 on 11 or 3) 
$104 (5 x $20) + $4 on 3 
Three
Way Craps
Don't confuse three way craps with "Any Craps". A three way craps
wager is made in increments of $3, one dollar each on the 2,12,and 3. It's paid
according to the following table:

Three
Way Craps 

Amount Wagered 
If 2 or 12
is rolled
Formula = 9 x wager + amount on # that was rolled 
If acedeuce
is rolled
Formula = 4 x wager plus amount on the 3 
$3 
$28 (9 x $3) + ($1 on 2 or 12) 
$13 (4 x $3) + $1 on 3 
$6 
$56 (9 x $6) + ($2 on 2 or 12) 
$26 (4 x $6) + $2 on 3 
$9 
$84 (9 x $9) + ($3 on 2 or 12) 
$39 (4 x $9) + $3 on 3 
$12 
$112 (2 x $12) + (4 on 2 or 12) 
$52 (4 x $12) + $4 on 3 



That
covers the basic proposition bets. There are many, MANY, variations of these bets
with catchy names. Again, I must emphasize that if you don't understand the payoff,
don't make the wager. Good luck!
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